The Construction Industry – Building Blocks for a Group Benefits Program

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It takes a team of specialists, architects, engineers and laborers to build a new home, office building or bridge. To effectively design and manage a Group Benefits program, a high level of expertise is also required. Choosing the right consultant to build a plan that provides the flexibility required by your industry and that is aligned to your company’s corporate and financial objectives and unique needs is essential to the long term success and sustainability of your plan.

The following are important considerations in developing a strategic plan for the construction industry:


The AQuity 360 Blog Series – Part 3: Employee Advocacy

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AQ Group Solutions is proud to present The AQuity 360 Blog Series as part of The AQuity 360 Program, helping you to avoid The Reactive Decision Trap. Read this series to see how your organization can build a human capital strategy that proactively aligns with your business strategy and goals.

Part 3: Who is your Employee Advocate in the claims process?

Most group benefit plans do not offer a formal employee advocacy program.  A structured plan member advocacy offering, complimenting your group benefits plan provides enormous value to an organization and their employees. We believe members of a group benefits program need a confidential service that will engage them without the predetermined outcome or defensiveness faced when seeking help or advocacy from an insurer’s customer service department.

Changes to the Canada Pension Plan – an Overview

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Over the past few months I have attended various presentations concerning the changes being made to the Canada Pension Plan (CPP).

These changes have primarily come about to accommodate the changes in our country’s demographic makeup. People are living and working longer and as a result, exploring the potential of needing to save more money for life after work. As a result, the Canadian Pension Plan is changing.

The following is a brief outline of the 4 amendments being gradually implemented from 2011 to 2016:

  • Restore the adjustment factors to their actuarially fair levels for retirement pensions taken before and after age 65.